[Graphic of two red pennants with the title Who Is on Your Financial Dream Team?]

On a team, all players count, but some key positions are more critical to success.

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Offensive Strategy

No matter what’s in your end zone—retirement, a major purchase or starting a business— growing your wealth will help you move toward your goal.

Defensive Strategy

You can’t win a game without solid defense—protection can be as important as growth.

Blue-Chip Players for Your Financial Dream Team

Whether it’s football or finances, having the right people on your team can be a game-changer.

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Financial Professional

Like a quarterback who sees the whole field, more than half of US workers who use a financial

professional say that they have an excellent understanding of their overall financial position.¹

Signature Play: Option

Life is filled with unexpected opportunities and challenges. A financial professional can help you draw-up a flexible plan with plenty of plays, so you can make the most of each stage of life.

Digital Financial Tools Among the most confident segment of US workers, nearly half report using both a

financial professional and online financial tools to build their financial strategy.¹ Signature Play: Lateral

By using all the financial tools at your disposal, you stand the best chance of achieving your

goals. Collaboration works: 83 percent of the most confident segment of US workers say

they are very satisfied with life overall.1

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Accountant

An accountant can be the first line of wealth protection. 77% of business owners say they have trusted people to advise them on financial topics.¹

Signature Play: Run Defense

One of the best defenses against small business failure is proactive accounting guidance to help you optimize cash flow, identify tax advantages and make sound financial decisions.

Estate Planner

Estate planning is all about loved ones and legacy. 58 percent of millennials prioritize protection in financial planning.¹

Signature Play: Pass Defense

An estate planner works to defend your legacy goals and optimize every facet, from tax planning to ensuring effective wealth transfer to your beneficiaries.

[Graphic of an orange banner titled THE WINNING GAME PLAN with a trophy next to it]

[Graphic of a foam hand with one finger pointing upward] US workers are playing to win, with 65 percent having a formal, written  financial plan. But many are missing critical elements. Research shows that people who feel most confident about achieving their financial goals do four things consistently.¹

[Graphic of a game play on a clipboard] Create a written plan, often with a financial professional, and stick to it.

[Graphic of football pads] Consider diverse growth and protection solutions.

[Graphic of a pair of cleats] Have a strategic relationship with a financial professional that they trust.

[Graphic of a referee jersey] Learn about financial principles and solutions.

[Graphic of a referee whistle] So, draft your financial dream team and use them to help create a game plan to bring your own financial game to the next level.

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1. https://www.livingconfidently.com/c2c/pdf/Living_Confidently_Millennial_Mindset_White_Paper.pdf
2. https://www.livingconfidently.com/research/

Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

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