SMART GOAL SETTING FOR THE YEAR AHEAD

[Graphic of S, M, A, R, T across the top, each in its own blue square. S stands for specific, M stands for measurable, A stands for Achievable, R stands for Realistic, and T stands for timely]

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YOUR GOALS: Choose one!

Instructions: To use this worksheet, circle one of the goal categories you would like to work on, and then fill in the boxes to fulfill that goal over the course of the year. You can print out and use this sheet as many times as you need.

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BUDGET

Create a budget, control expenses, live within your means

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PROTECT

Ensure you have optimal life, health, and disability insurance

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PLAN

Develop detailed financial and retirement strategies

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LEARN

Learn about personal finances; seek help from a financial professional

[Graphic of SMART lined up vertically in a chart in the same blue tiles, with SMARTs, example, and your goals lined horizontally on the top of the chart]

S Specific Example: I want to eliminate my credit card balances.

M Measurable Example: I will reduce my credit debt by half in 6 months and entirely in a year.

A Achievable Example: If I stick with my budget and don’t buy what I can’t pay cash for, I can do this.

R Realistic Example: I will pay more than the minimum each month and quit charging things.

T Timely Example: I’m going to stop using credit cards as of today and begin paying more than the minimum with my next bill.

[Photo of two young children inside a green circle]

[Graphic of an empty date slot to be filled in]

YOUR GOALS: Choose one!

INSTRUCTIONS

To use this worksheet, circle one of the goal categories you would like to work on, and then fill in the boxes to fulfill that goal over the course of the year. You can print out and use this sheet as many times as you need.

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SCHOOL

Do well academically and socially

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PERSONAL DEVELOPMENT

Develop positive attitudes and habits

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FINANCES

Save allowance to meet goals

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HEALTH

Eat well, exercise regularly, and stay safe

[Graphic of SMART lined up vertically in a chart in the alternating orange and blue tiles, with SMARTs, example, and your goals lined horizontally on the top of the chart]

S Specific Example:  I want to get better at reading.

M Measurable Example: I will read two new books every month from now until the end of the school year.

A Achievable Example: If I pick out a fun book that I like and have an adult help me, I can do this.

R Realistic Example: I will spend a half-hour less on the computer every day and read instead.

T Timely Example: I’m going to the school library on Monday to find my first book.

Learn how to build greater financial and emotional confidence at livingconfidently.com

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2021-130226 Exp 11/23